Industry Leaders in Secure Payments
Our secure payment path ensures complete protection for you against theft and fraud. And our risk management system maximises revenue.
- PCI-Data Security Standard – Level 1 Compliance
- Intelligently-Designed Fraud Protection
Risk Management
PCI-Data Security Standard – Level 1 Compliance
Our commitment to security led to attainment of Top Level PCI Compliance.
LumiPay manages every transaction in an encrypted and secure environment. From transmissions, to processing, to storage.
We achieved the highest level of security status from the Payment Card Industry Data Security Standard (PCI-DSS Level 1) so you and your customers can feel completely safe with us.
Businesses utilizing our hosted integrations and virtual terminals are automatically PCI-compliant without any additional effort.
Security Requirements
Below lists the requirements for each level of PCI DSS compliance. For further information, please click here.
| PCI Compliance Level | Number of annual transactions processed | Security Requirements |
|---|---|---|
| Level 1 (Highest level of requirement) | Over 6 million Visa and/or Mastercard transactions | The company must be approved by an approved scanning vendor (ASV). This annual audit is completed on-site and various tests are conducted on the integrity of the systems and controls regarding payments will be analysed. |
| Level 2 | 1 million to 6 million Visa and/or Mastercard transactions | A company processing under 6 million Visa and/or Mastercard payments will need to complete a self-assessment PCI-SAQ questionnaire and undergo quarterly reviews. |
| Level 3 | 20,000 to 1 million Visa and/or Mastercard transactions | A company processing under 6 million Visa and/or Mastercard payments will need to complete a self-assessment PCI-SAQ questionnaire and undergo quarterly reviews. |
Security Requirements
Below lists the requirements for each level of PCI DSS compliance. For further information, please click here.
For companies processing over 6 million Visa and/or Mastercard transactions.
The company must be approved by an approved scanning vendor (ASV). This annual audit is completed on-site and various tests are conducted on the integrity of the systems and controls regarding payments will be analysed.
For companies processing 1 million to 6 million Visa and/or Mastercard transactions.
The company will need to complete a self-assessment PCI-SAQ questionnaire and undergo quarterly reviews.
For companies processing 20,000 to 1 million Visa and/or Mastercard transactions
The company will need to complete a self-assessment PCI-SAQ questionnaire and undergo quarterly reviews.
Intelligently Designed Fraud Protection
LumiPay specializes in a payment gateway equipped with an advanced Fraud Protection Suite (FPS). For a distance selling merchant, this is security that is absolutely necessary. The FPS is composed of several elements designed specifically to identify and stop fraudulent online activities.
The payment path and the FPS is versatile and adjustable so you can take fraud action on your own terms. Every transaction is screened by us and you will have the power to block any potential bad payments for any number of reasons – email, IP, physical address, device ID, and much more.