The 6 Best WooCommerce Payment Gateways

Choosing the right payment gateway for your company is an essential part of a well thought out business plan. It is going to be one of the many facets within the company which will be involved in the transfer of customer data. It is also what is responsible for putting money where you want it to be – in your bank account.

A serious business cannot opt-out of treating their customer’s data with care. Not only is it bad for business when data gets leaked due to poor security procedures, but it can also be against the law. Choosing the right WooCommerce payment gateway can protect both your company’s reputation and money.

Payment gateways – What are they?

A payment gateway is a software that allows for card payments to be processed, transferring funds at the point of sale from the customer to the merchant. The role of the payment gateway is to protect both parties data and money, and consequently approving or rejecting the transfer of funds.

Approval of the transfer of funds will see a deduction of funds from the card holder’s account and the subsequent deposit of funds into the merchant account. A rejection will see any potential transaction cancelled, with cancellations usually occurring from either insufficient funds, or a suspected fraudulent transaction.

How to choose the right payment gateway?

If you are selling your products or services via WooCommerce, then a WooCommerce payment gateway that operates efficiently and safely is of the utmost importance to you.

Choosing the best WooCommerce payment gateway can provide a headache for new business because there are multiple different options available, all offering what seems to be the same level of service. Which payment gateway you choose could be one of the most important decisions you make, and there are several great options which you can choose from.

Payment Gateway

What are the best WooCommerce payment gateways?

The following are the best payment gateways WooCommerce can use because they can handle the most currencies and are among some of the most trust multinational companies. They also help to add that look of professionality to your business.

Most of the payment gateways for WooCommerce offer very similar solutions. You can help to make yourself stand out from your competitors by choosing the best WooCommerce payment gateway for your customers, which are: –

  • LumiPay
  • PayPal Pro
  • Amazon Pay
  • Stripe
  • Square
  • Braintree


LumiPay is one of the newest online payment methods on the internet right now. It provides users with a streamlined process that makes it easy to integrate onto any online store.

Unlike a lot of LumiPays competitors, we have put the security of their clients first. Our attainment of Top Level PCI Compliance clearly shows this.

LumiPay offers a reporting suite which gives you an extremely in-depth customer analysis, payment data in real-time and also a total overview of all your commercial activity.

With us, you will have access to our payment focused technical team. They are there to make sure that you make the most of our plugin. They do this by optimising your payment gateway to your requirements.

LumiPay’s main attraction though is the fact that they will process payments that other payment gateways, like Stripe and Paypal, won’t. Square and Amazon Pay simply just can’t compete with how diverse your transactions can be when you use LumiPay. Of all the payments options LumiPay is the one that is the most secure no matter what you’re using it for. This is why LumiPay is the best payment gateway for WooCommerce.

PayPal Pro

One of the original payment methods on the internet, and with that comes a reputation. It provides the complete package for online payments because it requires users to provide details of their credit card, debit card, bank accounts and addresses for a seamless process of credit card payments.

PayPal has become the norm for payment processing on the internet, which sees it as the first mention on our list. Primarily because most people have a PayPal account.

PayPal Pro has multiple gateway solutions, but it can be quite basic compared to its competitors as they tend to use a redirection method. PayPal is great at handling basic transactions but unfortunately does not have the compatibility to process recurring payments.

It prices at $35 per month with 2.9% of the transaction fee plus an additional $0.30 for every transaction. To integrate PayPal Pro with WooCommerce will also see an additional fee of $79 per website.

Amazon Pay

A payment service provided by the multibillion-dollar online giant and corporate powerhouse, Amazon.

Millions of people around the world have an Amazon account, and by integrating your WooCommerce site with Amazon Pay, you can negate the need for the customer to enter any other details other than their Amazon account email address and password at the point of sale.

This payment option is free to customers, who can either link up a debit or credit card to the site, as well as a choice of addresses.

Amazon Pay charges 2.9% of the transaction fee plus an additional $0.30 for every transaction.


Stripe is fast becoming one of the most popular WooCommerce payment gateways, which could possibly be due to the sites ability to handle recurring payments and it’s automic refund process. It is free to integrate with WooCommerce and is fully integrable with WordPress.

Stripe has its own fraud detection system called Radar, which is vastly considered one of the best fraud detection programs.

Stripe is compatible with most major credit cards and debit cards as well as with Apple Pay, making it an extremely popular choice for business who wish to appeal to iPhone users.

Just like Amazon Pay and PayPal Pro, there is a charge of 2.9% of the transaction fee plus an additional $0.30 for every transaction. However, Stripe requires no monthly fee from the vendor.

Credit Card


Square is another name in the world of payment gateways that is ever-increasing in popularity. It is particularly known for its instantaneous fast depositing system and physical point of sale set-up for small businesses.

The check out system for Square through WooCommerce isn’t as customisable or as aesthetic as some of the other payment gateways, but the clean and user-friendly interface is great nonetheless.

Square again charges 2.9% of the transaction fee plus an additional $0.30 for every transaction. However, Square requires no monthly fee from the vendor.


Compatibility is the name of the game from Braintree, which can combine a number of payment options like credit cards, debit cards, Google Pay, Apple Pay and PayPal.

Braintree operates in a convenient fashion, with innovative features such as it allowing for the splitting of payments between multiple sellers of an item. It also is compliant with the latest Payment Card Industry security standards for the protection of your data.

Braintree again charges 2.9% of the transaction fee plus an additional $0.30 per transaction. However, Braintree requires no monthly fee from the vendor.


The best WooCommerce payment gateway is the one that works for you and your business model. Although each of the payment options offer very similar by the way of service, there are subtle differences which can help set one apart from the others for you and your website.

Compatibility and customer convenience should be at the forefront of any business, so sometimes the best choice is not what is easiest for you, but what is easiest for the customer.

By choosing any of the above payment gateways for your WordPress site, you will be able to start safely processing payments and bringing revenue through the door.